I don't know about you but I loathe acronyms. Yes, I know they have a convenience factor but they also seem to me to be potentially sinister, redolent of George Orwell's Newspeak. Our field has its fair share of them and woe betide anyone who uses one wrongly. Never, for example, say ESL or TESL when you mean ESOL or TESOL. Why? because you might unwittingly insult a learner by referring to ESL (English as a second language) when the learner might be a speaker of several lang...

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It would be nice to think that all credit card issuers are fair and just, however, such is not the case. Not all credit cards are the same, nor are those that issue them. Many try to take advantage of of an unsuspecting public. Below are a few pointers to look out for when applying for a credit card.

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Unsecured poor credit loans offer more opportunities for individuals with poor or no credit scores. In the past, individuals found it difficult to obtain the smallest loan with a score of less than 600 on their credit report. Many lenders required an individual to have a flawless or a near impeccable score with no bankruptcy. Not only was a perfect score required, an individual needed to possess adequate assets to act as collateral. As luck would have it, a person with poor o...

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If you are thinking about selling, buying or possibly refinancing your home, you?ve probably been doing a little research into mortgage rates. It is important to not only find a home in your price range, but also to obtain a loan that matches your budget.

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There?s a hole in your life that only a dog can fill. You want a special dog, perhaps just a full-grown adult. Maybe your code of ethics calls for saving a dog?s life ? not buying an expensive purebred. I?m not a veterinarian or a dog trainer, but I?ve enjoyed two successful adoptions. Here are some tips I?ve picked up along the way. (1) Clarify your requirements ahead of time. Once you?re standing in front of a cage, it?s easy to say, ?Well, he?s a lot bigger than I...

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You finally have your adorable, cuddly new puppy. You are happy to have him and he is happy to have a family. But wait - it's just the beginning. There are 2 behaviors you need to deal with almost immediately - jumping on people and biting.

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President Jimmy Carter was the first President of the United States of America to have officially reported the UFO he saw to the authorities. He was also the President who said that if elected he would see that UFO-Alien Full Disclosure would take place. That the American public would be told the truth about everything was one of the campaign cries of Jimmy Carter. Carter made a promise he could not or would not be able to keep. After Carter won the White House, he paid a ...

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The soldier released his parachute mid-air. He reaches the ground and wades through a murky swamp, making sure to raise his rifle above his head. He uses his compass to move towards the coordinates he was given. Then, he peers through his binoculars and sees the fortress that he and his battalion have to storm for a search and rescue mission. After surveying the place for a few minutes, he grabs the communications receiver attached his uniform belt and calls headquarters. The...

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"Why be normal?" You have probably seen this question plastered on mugs, buttons, and bumper stickers. If you think about it, this could be considered a rephrasing of the saying, "Variety is the spice of life." Variety makes life interesting. We can choose which flavor of ice cream we want at an ice cream shop. When choosing a vehicle, a seemingly endless supply of makes, models, and features exist. And when choosing someone to date or marry, there seem to be as many varietie...

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